Medicare Advantage in Garrard County, Kentucky
2,579 people in Garrard County, Kentucky were enrolled in Medicare Advantage in October 2026, 57.9% of 4,455 eligible beneficiaries (+0.7 pts since October 2025). Humana Inc. is the largest parent organization with 52% of reported enrollment; 6 parent organizations have 11 or more members and the HHI is 3,438 (highly concentrated). HRSA classifies the county as fully rural. For 2027, 150 members here are in plans that terminate or leave the county. MA plans offered go from 34 to 32.
Parent organizations in Garrard County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Humana Inc. | 1,346 | +366 | 52.4% |
| Elevance Health, Inc. | 523 | −170 | 20.4% |
| UnitedHealth Group, Inc. | 363 | −209 | 14.1% |
| Centene Corporation | 207 | +7 | 8.1% |
| CVS Health Corporation | 85 | +62 | 3.3% |
| Devoted Health, Inc. | 45 | new | 1.8% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 530 beneficiaries in Garrard County were assigned to 16 Medicare Shared Savings Program ACOs, 39.9% of assignable Original Medicare beneficiaries. Together, roughly 75% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.