Medicare Advantage in Hardy County, West Virginia
1,758 people in Hardy County, West Virginia were enrolled in Medicare Advantage in October 2026, 44.5% of 3,947 eligible beneficiaries (+1.9 pts since October 2025). Humana Inc. is the largest parent organization with 56% of reported enrollment; 7 parent organizations have 11 or more members and the HHI is 3,685 (highly concentrated). HRSA classifies the county as fully rural. For 2027, 304 members here are in plans that terminate or leave the county. MA plans offered go from 36 to 27.
Parent organizations in Hardy County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Humana Inc. | 960 | +58 | 55.6% |
| UnitedHealth Group, Inc. | 353 | −17 | 20.4% |
| CVS Health Corporation | 198 | −7 | 11.5% |
| Highmark Health | 85 | −12 | 4.9% |
| West Virginia United Health System, Inc. | 76 | new | 4.4% |
| The Health Plan of West Virginia, Inc. | 39 | +16 | 2.3% |
| SNP Holdings, LLC | 17 | new | 1.0% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 374 beneficiaries in Hardy County were assigned to 25 Medicare Shared Savings Program ACOs, 22.9% of assignable Original Medicare beneficiaries. Together, roughly 57% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.