Medicare Advantage in Saratoga County, New York
34,611 people in Saratoga County, New York were enrolled in Medicare Advantage in October 2026, 58.5% of 59,203 eligible beneficiaries (+0.4 pts since October 2025). Lifetime Healthcare, Inc. is the largest parent organization with 43% of reported enrollment; 11 parent organizations have 11 or more members and the HHI is 2,577 (highly concentrated). HRSA classifies the county as partly rural. For 2027, 3,222 members here are in plans that terminate or leave the county, and EmblemHealth, Inc. leaves. MA plans offered go from 33 to 28.
Parent organizations in Saratoga County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Lifetime Healthcare, Inc. | 14,924 | +422 | 43.3% |
| UnitedHealth Group, Inc. | 6,507 | +641 | 18.9% |
| MVP Health Care, Inc. | 4,685 | −497 | 13.6% |
| CVS Health Corporation | 3,757 | +1,028 | 10.9% |
| Elevance Health, Inc. | 1,727 | −114 | 5.0% |
| Centene Corporation | 1,128 | −35 | 3.3% |
| Highmark Health | 1,016 | −455 | 2.9% |
| Humana Inc. | 523 | +54 | 1.5% |
| EmblemHealth, Inc. | 194 | +58 | 0.6% |
| PACE AT HUDSON HEADWATERS, INC. | 21 | +10 | under 0.1% |
| VISITING NURSE ASSOCIATION OF CENTRAL NEW YORK | 17 | +4 | under 0.1% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 5,115 beneficiaries in Saratoga County were assigned to 113 Medicare Shared Savings Program ACOs, 29.5% of assignable Original Medicare beneficiaries. Together, roughly 71% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.