Medicare Advantage in Garrett County, Maryland
1,777 people in Garrett County, Maryland were enrolled in Medicare Advantage in October 2026, 22.0% of 8,083 eligible beneficiaries (−1.2 pts since October 2025). Humana Inc. is the largest parent organization with 59% of reported enrollment; 5 parent organizations have 11 or more members and the HHI is 4,121 (highly concentrated). HRSA classifies the county as fully rural. For 2027, 964 members here are in plans that terminate or leave the county, and Humana Inc. leaves. MA plans offered go from 8 to 4.
Parent organizations in Garrett County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Humana Inc. | 1,025 | +288 | 58.9% |
| CareFirst, Inc. | 394 | +177 | 22.6% |
| CVS Health Corporation | 144 | −4 | 8.3% |
| UnitedHealth Group, Inc. | 140 | −492 | 8.0% |
| UMWA Health and Retirement Funds | 37 | −1 | 2.1% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 3,116 beneficiaries in Garrett County were assigned to 41 Medicare Shared Savings Program ACOs, 67.7% of assignable Original Medicare beneficiaries. Together, roughly 75% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.