Medicare Advantage in Okaloosa County, Florida
16,470 people in Okaloosa County, Florida were enrolled in Medicare Advantage in October 2026, 34.7% of 47,449 eligible beneficiaries (+0.5 pts since October 2025). UnitedHealth Group, Inc. is the largest parent organization with 47% of reported enrollment; 8 parent organizations have 11 or more members and the HHI is 3,498 (highly concentrated). HRSA classifies the county as partly rural. For 2027, 5,398 members here are in plans that terminate or leave the county, and Centene Corporation leaves. MA plans offered go from 20 to 18.
Parent organizations in Okaloosa County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| UnitedHealth Group, Inc. | 7,731 | +809 | 47.3% |
| Humana Inc. | 5,568 | +380 | 34.0% |
| Guidewell Mutual Holding Corporation | 1,293 | −228 | 7.9% |
| CVS Health Corporation | 893 | +205 | 5.5% |
| Health Care Service Corporation | 601 | −121 | 3.7% |
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 93 | −1 | 0.6% |
| Elevance Health, Inc. | 93 | +4 | 0.6% |
| Centene Corporation | 89 | −394 | 0.5% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 7,284 beneficiaries in Okaloosa County were assigned to 250 Medicare Shared Savings Program ACOs, 32.1% of assignable Original Medicare beneficiaries. Together, roughly 56% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.