Medicare Advantage in Charlotte County, Florida
43,338 people in Charlotte County, Florida were enrolled in Medicare Advantage in October 2026, 52.9% of 81,966 eligible beneficiaries (+0.5 pts since October 2025). Humana Inc. is the largest parent organization with 35% of reported enrollment; 18 parent organizations have 11 or more members and the HHI is 2,729 (highly concentrated). HRSA classifies the county as partly rural. For 2027, 9,491 members here are in plans that terminate or leave the county, and Health Care Service Corporation leaves. MA plans offered go from 41 to 33.
Parent organizations in Charlotte County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Humana Inc. | 14,964 | +3,227 | 34.7% |
| UnitedHealth Group, Inc. | 13,661 | +512 | 31.6% |
| CVS Health Corporation | 9,578 | −1,479 | 22.2% |
| Guidewell Mutual Holding Corporation | 1,708 | −702 | 4.0% |
| Elevance Health, Inc. | 1,552 | +327 | 3.6% |
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 980 | −71 | 2.3% |
| Centene Corporation | 270 | −62 | 0.6% |
| Highmark Health | 120 | +10 | 0.3% |
| Health Care Service Corporation | 112 | −145 | 0.3% |
| Chapters Health System, Inc. | 78 | +5 | 0.2% |
| Horizon Mutual Holdings, Inc | 27 | +10 | under 0.1% |
| Corewell Health | 22 | 0 | under 0.1% |
| Lifetime Healthcare, Inc. | 21 | +4 | under 0.1% |
| UMWA Health and Retirement Funds | 19 | 0 | under 0.1% |
| CareFirst, Inc. | 18 | +4 | under 0.1% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 3,952 beneficiaries in Charlotte County were assigned to 286 Medicare Shared Savings Program ACOs, 12.4% of assignable Original Medicare beneficiaries. Together, roughly 59% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.