Medicare Advantage in Cullman County, Alabama
12,997 people in Cullman County, Alabama were enrolled in Medicare Advantage in October 2026, 60.0% of 21,645 eligible beneficiaries (+1.3 pts since October 2025). Humana Inc. is the largest parent organization with 26% of reported enrollment; 12 parent organizations have 11 or more members and the HHI is 1,791 (moderately concentrated). HRSA classifies the county as fully rural. For 2027, 728 members here are in plans that terminate or leave the county. MA plans offered go from 39 to 39.
Parent organizations in Cullman County
| Parent organization | Members | Change since October 2025 | Share |
|---|---|---|---|
| Humana Inc. | 3,436 | +2,023 | 26.5% |
| UnitedHealth Group, Inc. | 2,861 | −1,973 | 22.1% |
| BlueCross BlueShield of Alabama | 2,252 | +121 | 17.4% |
| Health Care Service Corporation | 1,703 | +8 | 13.1% |
| Triton Health Systems, L.L.C. | 1,054 | −12 | 8.1% |
| Devoted Health, Inc. | 820 | +369 | 6.3% |
| CVS Health Corporation | 602 | −97 | 4.6% |
| Elevance Health, Inc. | 85 | +8 | 0.7% |
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 84 | −4 | 0.6% |
| UMWA Health and Retirement Funds | 31 | +1 | 0.2% |
| Associated Care Ventures, Inc. | 20 | −10 | 0.2% |
| Highmark Health | 20 | −7 | 0.2% |
CMS suppresses county and contract counts of 10 or fewer; shares are of reported enrollment.
Value-based care alongside MA
In PY 2024, 2,845 beneficiaries in Cullman County were assigned to 46 Medicare Shared Savings Program ACOs, 41.3% of assignable Original Medicare beneficiaries. Together, roughly 77% of all Medicare beneficiaries in the county are in Medicare Advantage or an MSSP ACO. See the ACOs in the MSSP Explorer.